We are a bankruptcy law firm in Milwaukee dedicated to helping people get out of debt.

Practice Area Overview

For over ten years, Milwaukee bankruptcy lawyers Brett Pfeifer and Arnie Lueders have served communities throughout Wisconsin. Even though Congress has passed new bankruptcy laws, you may still be eligible for debt relief. Call today for a free consultation.

Compassionate
We know that you are in crisis. We know that our clients are under a lot of stress. Collection calls come every day. Bills pile up on the kitchen counter. The electric company threatens to shut off your lights. Your paycheck only goes so far.

We believe you're a responsible person. Maybe you lost your job, or got sick, or had a death in the family. Soon your finances spiraled out of control. You were playing catch-up, and did okay for a while. That was before your interest rates got so high that you couldn't keep up. We know that you want to do what's right. You want to pay what you owe. Right now, it's just not possible.

You're probably at your wit's end. Can you keep your house, your car? What's going to happen to your kids?

A Way out of Debt
There is a way out. We can stop the collection calls and prevent utility shut-offs. We can help you get your debt under control. If you declare bankruptcy, we can guide you through the process. We can even help you plan for the future. Call our toll free number and get your life back.

At Credit Solutions, our practice is limited exclusively to helping people out of debt. Even with the new bankruptcy laws, it may still be possible to file. If you have more debt than you can handle, call one of our Milwaukee consumer bankruptcy lawyers for a free consultation.

When a Wisconsin resident has more debt than she can pay, she has three legal options: Chapter 7, Chapter 13 and Chapter 128.

Chapter 7 Bankruptcy is a liquidation bankruptcy. When someone files a Chapter 7 in Milwaukee, the court uses the person's assets to pay off their debts. A person is allowed to keep certain assets, like their home and auto. Chapter 7 bankruptcy law can help someone get rid of both secured debt (debt tied to property) and unsecured debt. A debtor can only file for Chapter 7 once every eight years.

Chapter 13 Bankruptcy is a repayment plan. If you are behind on their house or car payments and want to keep assets, a Chapter 13 filing may be the right solution. A person may also file under Chapter 13 if they are ineligible to file under Chapter 7.  A typical repayment plan lasts 3-5 years.

Chapter 128 isn't a bankruptcy at all.  Called a receivership, it's open to anyone living in Milwaukee, Wisconsin.  It gives someone the opportunity to pay their debt without filing bankruptcy.  Creditors receive payments four times a year directly from the filer's paycheck.  Payment plans under Chapter 128 bankruptcy law usually last three years, stops creditor harassment and limits interest rates.

Credit Solutions, S.C. provides consumer bankruptcy services throughout East Central Wisconsin including Appleton, Caledonia, Chippewa Falls, Delavan, East Troy, Eau Claire, Fond du Lac, Green Bay, Kenosha, Janesville, La Crosse, Manitowoc, Mequon, Madison, Milwaukee, Mukwonago, Oneida, Racine, Sheboygan, Superior, Watertown, Wausau, Waukesha, West Allis, Wisconsin Rapids, and the counties of Brown, Dane, Kenosha, Milwaukee, Outagamie, Racine and Waukesha County.