Debt Relief for Illinois & Wisconsin Residents
File Bankruptcy (or Find an Alternative!) with Compassionate, Experienced Bankruptcy Lawyers
At Credit Solutions, we provide debt relief for Illinois and Wisconsin residents. Whether you need to file for bankruptcy or find an alternative, we help you achieve a clean slate.
Our compassionate, experienced bankruptcy lawyers have 50+ years of combined experience in helping people become debt-free. As a result, more than half of our clients come from referrals.
Our bankruptcy lawyers exclusively specialize in Chapter 7 and Chapter 13. We also specialize in Chapter 128, a bankruptcy alternative for Wisconsin residents.
Read more about each chapter of bankruptcy below:
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy is a “fresh start bankruptcy”. When someone files Chapter 7 bankruptcy, they’re usually allowed to keep all of their assets, like their house and car.
Chapter 7 can help you get rid of both secured debt (debt tied to property) and unsecured debt.
Under the law, you can only file for Chapter 7 once every 8 years.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is a repayment plan. If you are behind on your house or car payments and want to keep assets, filing Chapter 13 bankruptcy may be the right solution.
A typical repayment plan lasts 3-5 years.
You may be able to file bankruptcy under Chapter 13 if you’re ineligible for Chapter 7.
Chapter 128 Bankruptcy
Chapter 128 can be a great bankruptcy alternative for Wisconsin residents. Called a receivership, it’s open to anyone living in Milwaukee or other parts of Wisconsin.
Chapter 128 gives someone the opportunity to pay their debt without filing bankruptcy. It also stops creditor harassment and limits interest rate hikes.
Creditors receive payments 4 times per year. These payments are taken directly from your paycheck. Payment plans under Wisconsin’s Chapter 128 law usually last 3 years.
Free Debt Relief Consultation for Illinois & Wisconsin Residents
Credit Solutions provides debt relief for Illinois and Wisconsin residents. We take pride in helping you consolidate or liquidate debt, so you can have a more financially-stable and successful future.
If you think you may need to file bankruptcy (or are looking for a debt relief alternative), turn to the compassionate, experienced bankruptcy lawyers at Credit Solutions.