Milwaukee Chapter 13 Bankruptcy Lawyer

Chapter 13 is a repayment plan. A typical repayment plan will last three to five years. Once you file for bankruptcy relief under Chapter 13, you will be able to stop bill collectors and creditor harassment. You can also prevent utility shutoffs, stop repossession and foreclosures. To find the best solution to your debt problems, call Credit Solutions today at 866.872.8363 for a free bankruptcy consultation. Our Milwaukee Chapter 13 bankruptcy lawyers can help you determine whether Chapter 13 is right for you.

Chapter 13 differs from Chapter 7. In Chapter 13, your debts are categorized differently. You pay back the creditor in one of the following ways:

• All of what you owe them with interest
• All of what you owe them without interest
• A portion of what you owe them

Many factors go into deciding how much and how long you are in a Chapter 13 bankruptcy, including the type of debt, your income and your assets.  We will work with you to determine the best plan for you!

Chapter 13 is typically used by:

• Those who are behind on mortgages or car payments and want to keep those assets
• People who do not qualify under Chapter 7  because they already filed under Chapter 7 within the past 8 years
• People who make too much money or have too many assets to qualify for a Chapter 7 bankruptcy and want to keep those assets

Chapter 13 can be more advantageous than Chapter 7 (or liquidating) bankruptcy. There are certain debts that you can't discharge under Chapter 7 that you can get rid of or pay back in a Chapter 13 bankruptcy. In Chapter 13, you can get rid a lot more debt, including child support arrears. You do this by paying back all or part of it to the creditor over the life of the plan - typically 3-5 years.

To file Chapter 13 bankruptcy in Milwaukee, you need the help of a Wisconsin bankruptcy attorney - just call Credit Solutions, S.C. toll free at 1-866-872-8363 today!

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Bankruptcy FAQ

Do I include my utilities as part of my debt? How does filing bankruptcy affect my credit? How long do bankruptcy proceedings take? Do I have to go to court when filing bankruptcy protection? Can I keep my property when filing for bankruptcy? Do I have to include all of my creditors? Once I retain Credit Solutions, S.C. can creditors still bother me? Do I need to update my information if something changes? Why do I need a picture ID and proof of social security number? Can I switch from Chapter 13 to Chapter 7 and can I cancel it if I want to?

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